Predicted Cola Increase For 2025. As inflation cools, the cola for 2025 could shrink from this year’s 3.2% increase to 2.6%. Starting in january, many federal retirees will see a 2025 cola of 2.5% added to their social security benefits and federal retirement annuities — but not everyone will receive the full adjustment.

Experts predict a modest increase of around 2.5% after the latest cpi data points to cooling inflation. However, she predicts a benefits increase of 2.7%.